We have a high net worth client who did something astounding the other day.
He was spotted one recent morning at the local Starbucks, slinking in to the store. With sunglasses on, presumably so no one would recognize him, he picked up a New York Times newspaper from the newsstand, looked around, and then walked out with it. Without paying for it. He didn't even buy a coffee.
He has between four and five million dollars in his retirement account.